© 2026 Stone Hendricks Group. All Rights Reserved. An Equal Opportunity Employer.
Stone Hendricks Group
Boost Employee Benefits Without Increasing Costs
Offer powerful voluntary benefits that improve staff satisfaction, retention, and financial protection, at no cost to your business.
78%
Of employees want more benefit options
$0
Direct cost to your business
60–80%
Average employee participation rate
4–8 wks
Average implementation timeline
The Problem
The Benefits Gap Is Costing You Talent
Employees want more protection, without costing your business more.
Rising Healthcare Costs
Traditional group health premiums have increased 54% over the last decade, squeezing employer budgets and limiting benefit expansion.
Low Employee Satisfaction
Only 1 in 3 employees feel their benefits package meets their needs, a leading driver of turnover and disengagement.
Expensive Traditional Benefits
Expanding traditional benefits means higher employer contributions, voluntary benefits deliver more value at zero additional cost.
“Employees want more protection, without costing your business more.”
Voluntary benefits solve both sides of the equation.
What are voluntary benefits?
More Coverage. Zero Employer Cost.
Voluntary benefits are additional insurance options employees can choose, offered through payroll deductions and designed to fill the gaps left by traditional benefits. They're offered through the employer but funded entirely by the employee, making them a win-win for everyone.
- No cost to employer, 100% employee-funded
- Employees choose only what they need
- Enhances and complements existing benefits
- Proven to improve retention and satisfaction
- Group rates unavailable to individuals
For Employers
Why Smart Employers Choose Voluntary Benefits
Deliver a world-class benefits experience without adding a line to your budget.
No Direct Cost
Employee-funded through payroll deductions, zero employer outlay.
Higher Satisfaction
Employees feel valued with a richer, more comprehensive benefits package.
Attract Top Talent
Stand out in competitive hiring markets with a differentiated benefits suite.
Tax Advantages
Pre-tax payroll deductions can reduce employer FICA contributions.
Easy Setup
Turnkey administration, we handle enrollment, billing, and ongoing support.
For Employees
Give Your Team the Protection They Deserve
Employees gain access to group insurance rates they couldn't get on their own, protecting their families and finances without straining their budgets.
Financial Protection
Coverage for unexpected medical events that traditional insurance misses.
Additional Coverage
Fill the gaps left by standard employer health plans.
Flexible Choices
Pick only the benefits that fit your life and budget.
Peace of Mind
Know your family is protected without breaking the bank.
Voluntary Benefits Offering
Comprehensive Voluntary Insurance Solutions
Our voluntary employee benefits packages cover every major protection need, from accident insurance to identity theft protection.
Accident Insurance
Cash benefits for covered accidental injuries, ER visits, and hospitalisation.
Hospital Indemnity
Fixed daily cash payments during hospital stays to cover out-of-pocket gaps.
Critical Illness
Lump-sum payout on diagnosis of cancer, heart attack, stroke, and more.
Life Insurance
Term, whole, and universal life options, affordable coverage through payroll.
Dental Insurance
Preventive, basic, and major dental care for employees and their families.
Vision Insurance
Annual eye exams, glasses, and contact lens allowances at group rates.
Short-Term Disability
Income replacement for temporary disability, typically 3 to 6 months.
Long-Term Disability
Extended income protection for disabilities lasting beyond 6 months.
Long-Term Care
Coverage for nursing home, assisted living, and in-home care costs.
Telemedicine
24/7 virtual doctor access, reducing absenteeism and healthcare costs.
Identity Theft Protection
Monitoring, alerts, and restoration services to protect employees' identities.
Custom Add-Ons
Pet insurance, legal plans, financial wellness, and more, tailored to your team.
How It Works
Up & Running in 4 Simple Steps
From first call to first payroll deduction, we handle everything.
01
Free Consultation
We assess your workforce size, demographics, and existing benefits to identify gaps.
02
Custom Benefits Plan
We design a tailored voluntary benefits package from top-rated carriers.
03
Easy Enrolment
Streamlined employee enrolment, online, paper or hybrid, we manage it all.
04
Ongoing Support
Dedicated account management, annual reviews, and employee education year-round.
Why Stone Hendricks Group
The Voluntary Benefits Partner Built for SMEs
We've helped hundreds of small and mid-size businesses implement voluntary employee benefits programmes that their teams actually use, and love. Our turnkey approach means you get enterprise-grade benefits without the enterprise-grade complexity.
Turnkey Setup
From consultation to enrolment in weeks, not months.
Expert Guidance
Licensed benefits specialists with deep insurance expertise.
High Participation
Our enrolment strategies consistently achieve 60 to 80% participation rates.
Tailored for SMEs
Packages designed for 5 to 500-employee companies, no minimum too small.
500+
Companies Served
98%
Client Retention
15+
Years Experience
Results
Results Our Clients See
Real outcomes from real businesses, across industries and company sizes.
+42%
Employee Satisfaction
"Our team engagement scores jumped after we launched the voluntary benefits programme. People feel genuinely cared for."
COO, 85-person logistics company
$0
Additional Employer Cost
"We added 9 new benefit options and it cost us nothing. The ROI in retention alone has been enormous."
HR Manager, 200-person retailer
6 wks
Average Implementation
"From our first call to employees enrolling took less than 8 weeks. The process was completely painless."
CEO, 45-person tech firm
Stone Hendricks Group made implementing voluntary benefits completely effortless. Our employees now have access to coverage they couldn't afford individually, and it cost us nothing. Sarah MitchellVP of Human Resources, Regional Healthcare Group
FAQ
Frequently Asked Questions
Everything you need to know about voluntary employee benefits.
No. Voluntary benefits are 100% employee-funded through payroll deductions. There's no direct cost to your business, and in many cases pre-tax deductions can actually lower your FICA contributions.
Premiums are deducted directly from employee paychecks on a pre-tax or post-tax basis, depending on the benefit type. No out-of-pocket billing for employees, the deduction is seamless and automatic.
Voluntary benefits work for businesses of nearly any size, from 5-person startups to 500+ employee mid-market companies. We tailor the package to your workforce and growth plans.
Most implementations are complete in 4 to 8 weeks from initial consultation. That includes plan design, carrier selection, enrolment system setup, employee communication, and the first enrolment window.
Absolutely. Voluntary benefits are designed to complement, not replace, your existing benefits package. They fill gaps in traditional coverage and give employees more choice without disrupting current plans.
Free Consultation, No Obligation
Give Your Employees More Without Increasing Your Costs
Join hundreds of SMEs who've transformed their employee benefits package with voluntary insurance solutions, at zero cost to the business.
Get Your Free Benefits Consultation
Speak with a voluntary benefits specialist today. We'll assess your current benefits package, identify gaps, and design a custom solution, at no cost or obligation.
- Phone
+1 (800) 555-0190 - Email
support@stonehendricks.com - Service Area
All 50 US states
Our Services
- Accident Insurance
- Critical Illness
- Life Insurance
- Dental & Vision
- Disability Insurance
- Telemedicine
- Long-Term Care
- Identity Protection
Quick Enquiry
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